I am so worn out after today. Started off super early this morning at 7am getting my car towed to the VW dealer. It went fine and of course I left a million notes all around it so they would know whose it was when it got there.Then later I hear back from them and it's not just the battery, the Ignition Switch and the ECM (the car's computer) are ALSO broken. Ugh! the guy tells me it would be about $2,000 to fix it! Yipes! Then I remembered that I had bought a Geico extra warranty, when I purchased the car. So I called them and luckily it hadn't run out yet, it was for 8 years and my car is 7 years old. So yay! Now all I have to pay is the deductible and the battery. Still expensive but much cheaper than paying for the whole thing! yay!!
After all that, I started on my journey of getting this homeowners insurance thing sorted out. I still don't understand how a company can just start a policy without your consent or needing to sign something. You'd think you'd have to sign something! When I got our insurance with Tower Hill after Allstate dropped us, Paul and I had to sign so many papers you'd have thought we were getting a mortgage! So it seems so weird that Allstate can auto-enroll us with Royal Palm without us needing to sign forms to consent.
I called Allstate and they tell me to call Royal Palm, then I call Royal Palm and they tell me to call Allstate! arrrrugh!! Finally I called my lender and told them if Royal Palm tries to get added to my escrow to deny them. Hopefully that might work. I will try again tomorrow, this is a phone call nightmare, I wonder if I will ever get it sorted out.
My parents had the same thing with Royal Palm when Allstate dropped them, but since they don't escrow their insurance, it was easier to resolve. Not as easy for us since they have all our lender information. What a nightmare! Tomorrow I will do battle again!
